What to do if you are a Victim of Stolen Identity
In this article, I want to tell you what you need to do if you are a victim of stolen identity. You do need to panic. Just take the essential steps that I am about to show you in this article.
Here are the steps….
#1 Contact the reported agencies.
You can visit:
#2 Immediately inform credit bureaus and establish fraud alerts.
#3 Request a credit report
This will ensure that you confirm that no fraud has been perpetrated in your name.
You have to review the credit reports and alert the credit agencies..
There is a need for you to freeze the credit reports with credit reporting agencies.
You need to contact all your creditors and notify them of the fraudulent activity.
There is a need for you to change all the passwords of online accounts that you have.
There is a need for you to close the accounts that you know or believe have been tampered with or open fraudulently.
You will need to file a report with the local police or the police in the community where the identity theft took place.
You need to also file a complaint with identity theft and cybercrime reporting agencies such as the FTC.
There is a need for you to take advice from police and reporting agencies about how to protect yourself from further identity compromise.
You need to ask the credit card company about new account numbers.
You need to tell the debt collector you are a victim of fraud and not responsible for the unpaid bill.
You need to ask the bank to report the fraud to a consumer reporting agency such CheckSystems that compiles a report on checking accounts.
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