What to do if you are a Victim of Stolen Identity

Victim of stolen identity




What to do if you are a Victim of Stolen Identity

 

In this article, I want to tell you what you need to do if you are a victim of stolen identity. You do need to panic. Just take the essential steps that I am about to show you in this article.

 

 

Here are the steps….

 

#1 Contact the reported agencies.

You can visit:

www.experian.com

www.equifax.com

www.transunion.com

 

#2 Immediately inform credit bureaus and establish fraud alerts.

#3 Request a credit report

This will ensure that you confirm that no fraud has been perpetrated in your name.

 

#4 Review

You have to review the credit reports and alert the credit agencies..

 

#5 Freeze

There is a need for you to freeze the credit reports with credit reporting agencies.

 

#6 Contact

You need to contact all your creditors and notify them of the fraudulent activity.

 

#7 Change

There is a need for you to change all the passwords of online accounts that you have.

Victim of stolen identity#8 Close

There is a need for you to close the accounts that you know or believe have been tampered with or open fraudulently.

#9 File

You will need to file a report with the local police or the police in the community where the identity theft took place.

 

#10 Compliant

You need to also file a complaint with identity theft and cybercrime reporting agencies such as the FTC.

 

#11 Advice

There is a need for you to take advice from police and reporting agencies about how to protect yourself from further identity compromise.

 

#12 Ask

You need to ask the credit card company about new account numbers.

 

#13 Declare

You need to tell the debt collector you are a victim of fraud and not responsible for the unpaid bill.

 

#14 Report

You need to ask the bank to report the fraud to a consumer reporting agency such CheckSystems that compiles a report on checking accounts.

 

 

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Adeniyi Salau PMP , CCNA R&S , CDMP, CEP, MOS, MCP, CSCU (Project 2016), Microsoft Certified Security and Networking Associate is a Google and Beingcert Certified Digital Marketer, Project Manager and SEO Expert of repute with about a decade of Blogging and online marketing experience. He is always ready to share his experience with others.

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